In her book, Ellyce, a queer, neurodivergent personal finance educator and TikToker, introduces an intersectional approach to personal finance. When she started her journey with personal finance, she was drowning in $35K of debt, had $60 to her name, and avoided looking at her bank account. Her own "aha" moment came when she realized that the reason she and so many others have struggled with finances has little to do with being "bad with money." Instead, it has everything to do how identity and lived experience affect financial behaviours.